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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP4+ years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Custodi... | $28,317 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,966 | $45,825-34.6% | $90,657-66.9% | $56,289-46.8% |
| Participation rate | 62.9% | 66.7%-3.8pp | 74.0%-11.1pp | 69.9%-6.9pp |
| Annual return | -6.03% | 38.64%-44.7pp | 1.89%-7.9pp | -9.96%+3.9pp |
| Employer contribution / active EE | $479 | $1,372-65.1% | $2,532-81.1% | $2,111-77.3% |
| Participant deferral / active EE | $2,704 | $2,562+5.5% | $3,424-21.0% | $3,350-19.3% |
| Admin fee / account holder | $165 | $413-60.0% | $4,994-96.7% | $521-68.3% |