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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP3+ years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Other f... | $25,350 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,610 | $47,448-18.6% | $94,993-59.4% | $62,293-38.0% |
| Participation rate | 61.4% | 66.5%-5.1pp | 73.9%-12.5pp | 69.5%-8.1pp |
| Annual return | 17.98% | 22.64%-4.7pp | 27.14%-9.2pp | 28.90%-10.9pp |
| Employer contribution / active EE | $421 | $1,300-67.6% | $2,603-83.8% | $2,042-79.4% |
| Participant deferral / active EE | $2,344 | $2,375-1.3% | $3,317-29.3% | $3,169-26.0% |
| Admin fee / account holder | $189 | $434-56.4% | $4,960-96.2% | $479-60.5% |