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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,625 | $77,523+53.0% | $100,383+18.2% | $80,874+46.7% |
| Participation rate | 100.0% | 77.0%+23.0pp | 81.5%+18.5pp | 67.6%+32.4pp |
| Annual return | 19.97% | 37.21%-17.2pp | 49.26%-29.3pp | 35.62%-15.6pp |
| Employer contribution / active EE | $5,282 | $2,801+88.6% | $3,944+33.9% | $2,756+91.7% |
| Participant deferral / active EE | $11,968 | $6,822+75.4% | $8,086+48.0% | $4,297+178.5% |
| Admin fee / account holder | $3,101 | $5,899-47.4% | $7,900-60.7% | $6,935-55.3% |