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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,625 | $77,472+53.1% | $100,392+18.2% | $80,935+46.6% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 19.97% | 37.26%-17.3pp | 49.45%-29.5pp | 35.66%-15.7pp |
| Employer contribution / active EE | $5,282 | $2,800+88.6% | $3,941+34.0% | $2,757+91.6% |
| Participant deferral / active EE | $11,968 | $6,818+75.5% | $8,090+47.9% | $4,299+178.4% |
| Admin fee / account holder | $3,101 | $5,885-47.3% | $7,904-60.8% | $6,924-55.2% |