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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,785 | $102,385-74.8% | $147,080-82.5% | $80,935-68.1% |
| Participation rate | 93.1% | 75.9%+17.2pp | 82.2%+10.9pp | 67.7%+25.4pp |
| Annual return | 14.30% | 135.09%-120.8pp | 420.17%-405.9pp | 35.66%-21.4pp |
| Employer contribution / active EE | $6,470 | $3,717+74.1% | $4,933+31.1% | $2,757+134.7% |
| Participant deferral / active EE | $5,944 | $6,651-10.6% | $8,066-26.3% | $4,299+38.3% |
| Admin fee / account holder | $839 | $7,951-89.5% | $12,989-93.5% | $6,924-87.9% |