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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,136 | $88,672+3.9% | $105,223-12.4% | $82,448+11.8% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 11.56% | 30.86%-19.3pp | 180.65%-169.1pp | 41.64%-30.1pp |
| Employer contribution / active EE | $16,158 | $3,048+430.1% | $3,689+338.1% | $2,551+533.4% |
| Participant deferral / active EE | $1,843 | $4,036-54.3% | $5,072-63.7% | $4,139-55.5% |
| Admin fee / account holder | $12,194 | $7,146+70.6% | $8,859+37.6% | $7,234+68.6% |