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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,568 | $81,504+3.8% | $102,437-17.4% | $80,959+4.5% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 7.40% | 25.60%-18.2pp | 24.95%-17.5pp | 35.67%-28.3pp |
| Employer contribution / active EE | $17,100 | $3,104+451.0% | $3,871+341.8% | $2,757+520.2% |
| Participant deferral / active EE | $2,513 | $3,871-35.1% | $5,060-50.3% | $4,300-41.6% |
| Admin fee / account holder | $7,431 | $6,719+10.6% | $8,388-11.4% | $6,925+7.3% |