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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,299 | $56,134+66.2% | $96,171-3.0% | $85,847+8.7% |
| Participation rate | 64.2% | 56.7%+7.5pp | 68.4%-4.2pp | 69.3%-5.1pp |
| Annual return | 13.87% | 42.30%-28.4pp | 192.04%-178.2pp | 318.61%-304.7pp |
| Employer contribution / active EE | $2,500 | $1,620+54.3% | $2,799-10.7% | $2,565-2.6% |
| Participant deferral / active EE | $5,569 | $2,858+94.9% | $4,350+28.0% | $3,952+40.9% |
| Admin fee / account holder | $3,187 | $3,769-15.4% | $5,538-42.5% | $6,261-49.1% |