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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,237 | $41,150+80.4% | $80,627-7.9% | $71,511+3.8% |
| Participation rate | 61.3% | 50.3%+11.1pp | 67.0%-5.7pp | 67.9%-6.6pp |
| Annual return | 18.58% | 38.48%-19.9pp | 936.76%-918.2pp | 28.86%-10.3pp |
| Employer contribution / active EE | $2,588 | $1,515+70.8% | $2,723-5.0% | $2,589-0.1% |
| Participant deferral / active EE | $5,707 | $2,701+111.3% | $4,443+28.5% | $4,291+33.0% |
| Admin fee / account holder | $2,576 | $1,841+39.9% | $5,381-52.1% | $1,588+62.2% |