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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,525 | $85,766-59.7% | $136,298-74.7% | $70,126-50.8% |
| Participation rate | 83.7% | 74.2%+9.6pp | 81.9%+1.8pp | 69.5%+14.2pp |
| Annual return | 0.00% | 31.46%-31.5pp | 5156.27%-5156.3pp | 73.15%-73.1pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $7,978 | $5,051+57.9% | $6,247+27.7% | $3,332+139.4% |
| Admin fee / account holder | $902 | $5,421-83.4% | $9,244-90.2% | $4,645-80.6% |