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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,936 | $105,210-42.1% | $159,487-61.8% | $85,851-29.0% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.8%+9.8pp | 69.3%+23.3pp |
| Annual return | 17.41% | 45.08%-27.7pp | 263.71%-246.3pp | 318.63%-301.2pp |
| Employer contribution / active EE | $4,559 | $3,319+37.3% | $4,831-5.6% | $2,565+77.7% |
| Participant deferral / active EE | $7,623 | $5,946+28.2% | $7,354+3.7% | $3,952+92.9% |
| Admin fee / account holder | $7,545 | $6,934+8.8% | $10,804-30.2% | $6,261+20.5% |