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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,923 | $62,177-24.5% | $81,370-42.3% | $74,478-37.0% |
| Participation rate | 21.7% | 64.1%-42.4pp | 69.5%-47.9pp | 67.2%-45.6pp |
| Annual return | 13.20% | 16.62%-3.4pp | 24.85%-11.7pp | 1370.56%-1357.4pp |
| Employer contribution / active EE | $652 | $1,881-65.3% | $2,464-73.5% | $2,626-75.2% |
| Participant deferral / active EE | $1,361 | $3,219-57.7% | $3,885-65.0% | $4,350-68.7% |
| Admin fee / account holder | $11,234 | $1,927+483.0% | $5,749+95.4% | $1,946+477.3% |