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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,923 | $62,146-24.5% | $81,438-42.4% | $74,546-37.1% |
| Participation rate | 21.7% | 64.1%-42.4pp | 69.5%-47.8pp | 67.2%-45.5pp |
| Annual return | 13.20% | 16.49%-3.3pp | 24.74%-11.5pp | 1366.03%-1352.8pp |
| Employer contribution / active EE | $652 | $1,883-65.4% | $2,460-73.5% | $2,624-75.2% |
| Participant deferral / active EE | $1,361 | $3,229-57.8% | $3,883-64.9% | $4,347-68.7% |
| Admin fee / account holder | $11,234 | $1,922+484.4% | $5,764+94.9% | $1,944+478.0% |