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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,556 | $107,666+56.6% | $102,184+65.0% | $154,746+8.9% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 17.86% | 29.33%-11.5pp | 31.58%-13.7pp | 172.34%-154.5pp |
| Employer contribution / active EE | $6,155 | $3,846+60.0% | $3,594+71.3% | $4,379+40.5% |
| Participant deferral / active EE | $17,023 | $8,719+95.2% | $8,309+104.9% | $6,730+152.9% |
| Admin fee / account holder | $915 | $12,943-92.9% | $11,609-92.1% | $14,365-93.6% |