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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,179 | $108,942+35.1% | $100,415+46.6% | $145,897+0.9% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 17.46% | 58.27%-40.8pp | 49.47%-32.0pp | 552.29%-534.8pp |
| Employer contribution / active EE | $6,445 | $4,422+45.7% | $3,943+63.5% | $4,663+38.2% |
| Participant deferral / active EE | $18,048 | $8,461+113.3% | $8,091+123.1% | $6,689+169.8% |
| Admin fee / account holder | $814 | $9,702-91.6% | $7,906-89.7% | $13,390-93.9% |