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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,565 | $100,139-53.5% | $85,187-45.3% | $145,884-68.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 10.33% | 84.15%-73.8pp | 66.67%-56.3pp | 551.85%-541.5pp |
| Employer contribution / active EE | $3,729 | $3,238+15.2% | $2,732+36.5% | $4,662-20.0% |
| Participant deferral / active EE | $7,827 | $5,296+47.8% | $4,525+73.0% | $6,690+17.0% |
| Admin fee / account holder | $1,606 | $7,262-77.9% | $6,162-73.9% | $13,392-88.0% |