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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,280 | $114,093-68.2% | $96,171-62.3% | $167,536-78.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 18.66% | 190.00%-171.3pp | 192.04%-173.4pp | 478.82%-460.2pp |
| Employer contribution / active EE | $6,700 | $3,429+95.4% | $2,799+139.4% | $4,839+38.5% |
| Participant deferral / active EE | $6,182 | $5,197+19.0% | $4,350+42.1% | $6,342-2.5% |
| Admin fee / account holder | $2,479 | $6,899-64.1% | $5,538-55.2% | $12,315-79.9% |