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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,508 | $96,419-60.1% | $80,648-52.3% | $139,487-72.4% |
| Participation rate | 85.7% | 73.6%+12.1pp | 67.0%+18.7pp | 80.3%+5.4pp |
| Annual return | 12.18% | 1352.86%-1340.7pp | 937.21%-925.0pp | 373.84%-361.7pp |
| Employer contribution / active EE | $2,868 | $3,261-12.1% | $2,724+5.3% | $4,755-39.7% |
| Participant deferral / active EE | $7,535 | $5,225+44.2% | $4,443+69.6% | $6,713+12.3% |
| Admin fee / account holder | $2,120 | $6,605-67.9% | $5,382-60.6% | $11,407-81.4% |