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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,860 | $129,959-68.6% | $104,301-60.8% | $134,532-69.6% |
| Participation rate | 41.2% | 79.5%-38.4pp | 73.3%-32.1pp | 81.2%-40.1pp |
| Annual return | -3.23% | 42.04%-45.3pp | 24.61%-27.8pp | 418.27%-421.5pp |
| Employer contribution / active EE | $2,983 | $4,185-28.7% | $3,373-11.6% | $4,741-37.1% |
| Participant deferral / active EE | $3,965 | $5,589-29.1% | $4,626-14.3% | $6,401-38.1% |
| Admin fee / account holder | $843 | $9,325-91.0% | $7,340-88.5% | $11,429-92.6% |