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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,441 | $149,741-79.0% | $118,914-73.6% | $158,982-80.2% |
| Participation rate | 35.0% | 82.1%-47.1pp | 75.4%-40.4pp | 82.0%-47.0pp |
| Annual return | 13.19% | 19.94%-6.8pp | 35.89%-22.7pp | 302.99%-289.8pp |
| Employer contribution / active EE | $2,223 | $4,119-46.0% | $3,264-31.9% | $4,763-53.3% |
| Participant deferral / active EE | $2,956 | $5,226-43.4% | $4,266-30.7% | $5,983-50.6% |
| Admin fee / account holder | $1,108 | $8,607-87.1% | $6,582-83.2% | $11,252-90.1% |