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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,131 | $127,096-92.8% | $105,736-91.4% | $135,380-93.3% |
| Participation rate | 55.6% | 82.7%-27.1pp | 76.3%-20.8pp | 82.6%-27.1pp |
| Annual return | -36.86% | 4.49%-41.4pp | 6.27%-43.1pp | 519.81%-556.7pp |
| Employer contribution / active EE | $2,220 | $4,107-45.9% | $3,268-32.1% | $4,779-53.5% |
| Participant deferral / active EE | $2,895 | $5,064-42.8% | $4,080-29.0% | $5,609-48.4% |
| Admin fee / account holder | $71 | $9,087-99.2% | $6,913-99.0% | $10,828-99.3% |