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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,400 | $89,259-70.4% | $107,187-75.4% | $82,637-68.1% |
| Participation rate | 96.3% | 67.9%+28.4pp | 75.0%+21.3pp | 68.1%+28.2pp |
| Annual return | 31.77% | 21.02%+10.7pp | 204.55%-172.8pp | 53.51%-21.7pp |
| Employer contribution / active EE | $0 | $3,080-100.0% | $3,782-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $5,065 | $4,037+25.5% | $5,096-0.6% | $4,126+22.8% |
| Admin fee / account holder | $940 | $7,381-87.3% | $9,162-89.7% | $7,339-87.2% |