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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,665 | $176,105-92.2% | $159,474-91.4% | $167,536-91.8% |
| Participation rate | 91.3% | 85.0%+6.4pp | 82.8%+8.5pp | 82.1%+9.2pp |
| Annual return | 15.98% | 331.91%-315.9pp | 263.68%-247.7pp | 478.82%-462.8pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $3,856 | $7,751-50.3% | $7,353-47.6% | $6,342-39.2% |
| Admin fee / account holder | $3,064 | $12,559-75.6% | $10,802-71.6% | $12,315-75.1% |