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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,450 | $91,525-54.7% | $130,026-68.1% | $75,181-44.9% |
| Participation rate | 89.2% | 71.4%+17.8pp | 78.5%+10.7pp | 67.2%+22.0pp |
| Annual return | 24.04% | -631.40%+655.4pp | -137.26%+161.3pp | 160.69%-136.6pp |
| Employer contribution / active EE | $2,122 | $2,844-25.4% | $4,321-50.9% | $2,671-20.5% |
| Participant deferral / active EE | $4,843 | $4,342+11.5% | $5,821-16.8% | $4,126+17.4% |
| Admin fee / account holder | $1,684 | $6,778-75.1% | $10,608-84.1% | $5,650-70.2% |