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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,495 | $78,707-27.0% | $117,861-51.2% | $70,126-18.0% |
| Participation rate | 30.5% | 73.2%-42.7pp | 79.7%-49.2pp | 69.5%-39.0pp |
| Annual return | 17.14% | 23.30%-6.2pp | 335.11%-318.0pp | 73.15%-56.0pp |
| Employer contribution / active EE | $0 | $2,223-100.0% | $3,786-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,747 | $3,297-47.0% | $4,482-61.0% | $3,332-47.6% |
| Admin fee / account holder | $295 | $5,066-94.2% | $8,021-96.3% | $4,645-93.6% |