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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,463 | $73,848-12.7% | $143,799-55.2% | $68,486-5.9% |
| Participation rate | 52.0% | 66.7%-14.7pp | 80.3%-28.3pp | 67.9%-15.9pp |
| Annual return | -17.67% | 0.91%-18.6pp | -0.04%-17.6pp | -7.85%-9.8pp |
| Employer contribution / active EE | $1,941 | $3,184-39.0% | $4,952-60.8% | $2,597-25.2% |
| Participant deferral / active EE | $4,475 | $3,385+32.2% | $5,638-20.6% | $4,028+11.1% |
| Admin fee / account holder | $8 | $5,755-99.9% | $14,677-99.9% | $5,404-99.8% |