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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,022 | $75,962-61.8% | $154,108-81.2% | $64,173-54.8% |
| Participation rate | 37.0% | 70.4%-33.4pp | 83.0%-46.0pp | 69.6%-32.5pp |
| Annual return | -12.13% | 30.32%-42.5pp | 735.21%-747.3pp | 7.63%-19.8pp |
| Employer contribution / active EE | $1,191 | $3,350-64.5% | $5,298-77.5% | $2,381-50.0% |
| Participant deferral / active EE | $3,016 | $3,175-5.0% | $5,081-40.6% | $3,470-13.1% |
| Admin fee / account holder | $0 | $5,589-100.0% | $13,411-100.0% | $4,887-100.0% |