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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,520 | $85,171-48.9% | $172,753-74.8% | $72,976-40.4% |
| Participation rate | 37.9% | 70.1%-32.1pp | 82.6%-44.7pp | 69.5%-31.6pp |
| Annual return | 23.54% | 27.32%-3.8pp | 803.00%-779.5pp | 81.02%-57.5pp |
| Employer contribution / active EE | $1,320 | $3,324-60.3% | $5,144-74.3% | $2,440-45.9% |
| Participant deferral / active EE | $3,088 | $3,260-5.3% | $5,198-40.6% | $3,608-14.4% |
| Admin fee / account holder | $10 | $5,880-99.8% | $13,956-99.9% | $5,124-99.8% |