Retirement plan

S AND J HOME CARE RETIREMENT SAVINGS PLAN

Name: S AND J HOME CARE, LLC - S AND J HOME CARE RETIREMENT SAVINGS PLAN (2018) Form 5500
Creator: S AND J HOME CARE, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, S AND J HOME CARE RETIREMENT SAVINGS PLAN, S AND J HOME CARE, LLC

S AND J HOME CARE, LLCEIN 20-5453007Plan #001PY 2018

3240 UNIVERSITY AVENUE, SUITE 3A - MADISON, WI 53705608-310-3184

Prospect flagsLow participationFailed to transmit contributions

How to read this page

Total assets (EOY)

$1.6M

+8.9% from 2017

Total participants

186

+1.1% from 2017

Average account balance

$29,418

-6.9% from 2017

Annual return

-3.14%

-18.68 pp from 2017

Benchmarks

See 5,259 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,259 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$59K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+4.81%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$9,420
KESTRA INVESTMENT SERVICES LLC1 year Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 5707 SW PKWY BLDG 2 STE 400 · AUSTIN, TX 78735	Advisory (Plan)	$6,448
KELLY FINANCIAL, INC.1 year Service code 13 120 E. LAKESIDE STREET · MADISON, WI 53715	Contract Administrator	$2,706
VALMARK ADVISERS INC1 year Filed as: VALMARK ADVISERS, INC. Service code 26 130 SPRINGSIDE DRIVE STE 300 · AKRON, OH 44333	Advisory (Participants)	$1,796
VALMARK ADVISERS INC1 year Filed as: VALMARK ADVISERS INC. Service code 27 130 SPRINGSIDE DRIVE STE 300 · AKRON, OH 44333	Advisory (Plan)	$455

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$12K

$67 / participant

Investment mgmt$2K15.3%
Contract admin$10K83.9%
Other / not subdivided$890.8%

% of EOY assets

0.725%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: OLSEN THIELEN & CO., LTD.
Auditor EIN: 411360831
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$29,418

$47,977-38.7%

$154,114-80.9%

$56,287-47.7%

Participation rate

25.6%

66.2%-40.6pp

83.0%-57.5pp

69.9%-44.3pp

Annual return

-3.14%

3.54%-6.7pp

735.16%-738.3pp

-9.96%+6.8pp

Employer contribution / active EE

$538

$2,169-75.2%

$5,298-89.8%

$2,111-74.5%

Participant deferral / active EE

$1,217

$2,392-49.1%

$5,081-76.0%

$3,350-63.7%

Admin fee / account holder

$213

$438-51.3%

$13,411-98.4%

$521-59.1%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$9,420

KESTRA INVESTMENT SERVICES LLC1 year

Filed as: KESTRA ADVISORY SERVICES, LLC

Service code 27

5707 SW PKWY BLDG 2 STE 400 · AUSTIN, TX 78735

Advisory (Plan)

$6,448

KELLY FINANCIAL, INC.1 year

Service code 13

120 E. LAKESIDE STREET · MADISON, WI 53715

Contract Administrator

$2,706

VALMARK ADVISERS INC1 year

Filed as: VALMARK ADVISERS, INC.

Service code 26

130 SPRINGSIDE DRIVE STE 300 · AKRON, OH 44333

Advisory (Participants)

$1,796

VALMARK ADVISERS INC1 year

Filed as: VALMARK ADVISERS INC.

Service code 27

130 SPRINGSIDE DRIVE STE 300 · AKRON, OH 44333

Advisory (Plan)

$455

S AND J HOME CARE RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

S AND J HOME CARE RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion