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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,002 | $95,188+48.1% | $76,518+84.3% | $135,379+4.2% |
| Participation rate | 34.8% | 74.4%-39.6pp | 68.0%-33.2pp | 82.6%-47.9pp |
| Annual return | 335.42% | 4.85%+330.6pp | -0.27%+335.7pp | 519.79%-184.4pp |
| Employer contribution / active EE | $1,163 | $3,303-64.8% | $2,647-56.1% | $4,779-75.7% |
| Participant deferral / active EE | $5,616 | $4,640+21.0% | $3,836+46.4% | $5,609+0.1% |
| Admin fee / account holder | $322 | $6,249-94.9% | $4,849-93.4% | $10,828-97.0% |