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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,209 | $101,063-63.2% | $81,473-54.3% | $147,586-74.8% |
| Participation rate | 46.2% | 74.5%-28.3pp | 68.0%-21.8pp | 82.8%-36.7pp |
| Annual return | 23.79% | 32.41%-8.6pp | 38.78%-15.0pp | 578.59%-554.8pp |
| Employer contribution / active EE | $1,486 | $3,206-53.7% | $2,568-42.1% | $4,876-69.5% |
| Participant deferral / active EE | $6,829 | $4,242+61.0% | $3,537+93.1% | $5,439+25.6% |
| Admin fee / account holder | $356 | $5,812-93.9% | $4,561-92.2% | $10,886-96.7% |