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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,495 | $122,042-66.8% | $184,243-78.0% | $74,429-45.6% |
| Participation rate | 86.0% | 85.5%+0.5pp | 86.8%-0.8pp | 67.2%+18.8pp |
| Annual return | 12.83% | 19.91%-7.1pp | 28.82%-16.0pp | 1368.38%-1355.6pp |
| Employer contribution / active EE | $2,804 | $4,538-38.2% | $6,427-56.4% | $2,625+6.8% |
| Participant deferral / active EE | $4,509 | $7,143-36.9% | $9,132-50.6% | $4,348+3.7% |
| Admin fee / account holder | $4,500 | $1,252+259.4% | $13,914-67.7% | $1,944+131.4% |