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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,795 | $110,083-70.2% | $151,645-78.4% | $68,490-52.1% |
| Participation rate | 98.6% | 84.0%+14.7pp | 87.5%+11.1pp | 67.9%+30.7pp |
| Annual return | -10.34% | -10.12%-0.2pp | 3.34%-13.7pp | -7.85%-2.5pp |
| Employer contribution / active EE | $4,095 | $4,470-8.4% | $6,165-33.6% | $2,597+57.7% |
| Participant deferral / active EE | $6,752 | $6,526+3.5% | $8,363-19.3% | $4,028+67.6% |
| Admin fee / account holder | $7,049 | $7,718-8.7% | $11,614-39.3% | $5,403+30.5% |