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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,851 | $125,797-66.7% | $170,043-75.4% | $75,173-44.3% |
| Participation rate | 90.1% | 83.6%+6.5pp | 87.0%+3.1pp | 67.2%+22.9pp |
| Annual return | 25.99% | 27.20%-1.2pp | 53.40%-27.4pp | 160.72%-134.7pp |
| Employer contribution / active EE | $3,145 | $4,616-31.9% | $6,790-53.7% | $2,671+17.8% |
| Participant deferral / active EE | $5,292 | $6,838-22.6% | $10,410-49.2% | $4,126+28.3% |
| Admin fee / account holder | $5,225 | $8,177-36.1% | $12,824-59.3% | $5,651-7.5% |