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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,497 | $217,427-63.4% | $185,837-57.2% | $167,518-52.5% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 3.41% | 148.39%-145.0pp | 122.08%-118.7pp | 478.71%-475.3pp |
| Employer contribution / active EE | $9,037 | $5,874+53.8% | $5,168+74.9% | $4,838+86.8% |
| Participant deferral / active EE | $4,678 | $6,357-26.4% | $5,568-16.0% | $6,342-26.2% |
| Admin fee / account holder | $429 | $19,816-97.8% | $16,241-97.4% | $12,312-96.5% |