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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,109 | $175,231-6.3% | $149,696+9.6% | $139,466+17.7% |
| Participation rate | 84.2% | 83.4%+0.8pp | 78.8%+5.4pp | 80.3%+3.9pp |
| Annual return | 29.24% | 166.77%-137.5pp | 134.46%-105.2pp | 373.66%-344.4pp |
| Employer contribution / active EE | $8,436 | $5,478+54.0% | $4,821+75.0% | $4,754+77.4% |
| Participant deferral / active EE | $6,779 | $6,521+4.0% | $5,682+19.3% | $6,712+1.0% |
| Admin fee / account holder | $2,242 | $16,155-86.1% | $13,212-83.0% | $11,409-80.3% |