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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,771 | $129,737-54.7% | $119,126-50.7% | $154,746-62.0% |
| Participation rate | 82.4% | 78.9%+3.5pp | 75.8%+6.6pp | 80.7%+1.7pp |
| Annual return | 18.24% | 379.08%-360.8pp | 282.11%-263.9pp | 172.34%-154.1pp |
| Employer contribution / active EE | $2,283 | $4,375-47.8% | $4,034-43.4% | $4,379-47.9% |
| Participant deferral / active EE | $4,924 | $5,842-15.7% | $5,318-7.4% | $6,730-26.8% |
| Admin fee / account holder | $4,205 | $11,961-64.8% | $10,693-60.7% | $14,365-70.7% |