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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,127 | $106,280-62.2% | $96,538-58.4% | $139,487-71.2% |
| Participation rate | 73.9% | 77.8%-3.9pp | 74.3%-0.4pp | 80.3%-6.4pp |
| Annual return | 22.22% | 38.48%-16.3pp | 35.74%-13.5pp | 373.84%-351.6pp |
| Employer contribution / active EE | $2,181 | $4,107-46.9% | $3,740-41.7% | $4,755-54.1% |
| Participant deferral / active EE | $4,393 | $5,457-19.5% | $4,880-10.0% | $6,713-34.6% |
| Admin fee / account holder | $1,069 | $7,888-86.4% | $6,737-84.1% | $11,407-90.6% |