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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,561 | $65,367-59.4% | $92,915-71.4% | $72,976-63.6% |
| Participation rate | 76.9% | 68.3%+8.6pp | 76.0%+0.9pp | 69.5%+7.4pp |
| Annual return | 27.20% | 42.11%-14.9pp | 109.45%-82.2pp | 81.02%-53.8pp |
| Employer contribution / active EE | $1,935 | $2,594-25.4% | $3,653-47.1% | $2,440-20.7% |
| Participant deferral / active EE | $5,075 | $3,128+62.2% | $4,238+19.8% | $3,608+40.7% |
| Admin fee / account holder | $1,107 | $4,251-74.0% | $5,796-80.9% | $5,124-78.4% |