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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $615,799 | $91,167+575.5% | $178,498+245.0% | $79,858+671.1% |
| Participation rate | 92.7% | 69.2%+23.5pp | 81.9%+10.8pp | 69.6%+23.0pp |
| Annual return | 7.15% | 24.19%-17.0pp | 151.09%-143.9pp | 31.72%-24.6pp |
| Employer contribution / active EE | $24,262 | $3,255+645.3% | $5,011+384.2% | $2,471+881.9% |
| Participant deferral / active EE | $15,187 | $3,236+369.4% | $5,202+191.9% | $3,740+306.1% |
| Admin fee / account holder | $17,662 | $6,747+161.8% | $13,985+26.3% | $5,306+232.9% |