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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,063 | $77,638+519.6% | $156,551+207.3% | $62,881+665.0% |
| Participation rate | 89.6% | 71.2%+18.4pp | 84.0%+5.5pp | 69.3%+20.2pp |
| Annual return | 12.89% | 50.33%-37.4pp | 32.23%-19.3pp | 20.14%-7.3pp |
| Employer contribution / active EE | $20,842 | $3,444+505.2% | $5,501+278.9% | $2,281+813.8% |
| Participant deferral / active EE | $12,698 | $3,046+316.9% | $4,871+160.7% | $3,203+296.4% |
| Admin fee / account holder | $9,947 | $5,561+78.9% | $13,028-23.7% | $4,296+131.5% |