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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,642 | $209,422-73.9% | $178,503-69.4% | $158,982-65.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.74% | 188.81%-172.1pp | 151.12%-134.4pp | 302.99%-286.2pp |
| Employer contribution / active EE | $6,846 | $5,707+20.0% | $5,011+36.6% | $4,763+43.7% |
| Participant deferral / active EE | $9,695 | $5,955+62.8% | $5,202+86.4% | $5,983+62.0% |
| Admin fee / account holder | $3,162 | $17,079-81.5% | $13,987-77.4% | $11,252-71.9% |