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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,753 | $202,342-77.4% | $172,752-73.5% | $152,897-70.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.68% | 1029.83%-1006.1pp | 802.97%-779.3pp | 345.43%-321.8pp |
| Employer contribution / active EE | $7,891 | $5,858+34.7% | $5,144+53.4% | $4,764+65.7% |
| Participant deferral / active EE | $10,462 | $5,948+75.9% | $5,198+101.3% | $5,851+78.8% |
| Admin fee / account holder | $4,264 | $17,111-75.1% | $13,955-69.4% | $11,599-63.2% |