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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,481 | $198,457-84.1% | $170,435-81.5% | $147,586-78.7% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 15.31% | 257.30%-242.0pp | 205.94%-190.6pp | 578.59%-563.3pp |
| Employer contribution / active EE | $4,916 | $6,183-20.5% | $5,432-9.5% | $4,876+0.8% |
| Participant deferral / active EE | $6,077 | $5,629+7.9% | $4,939+23.0% | $5,439+11.7% |
| Admin fee / account holder | $5,409 | $16,852-67.9% | $13,881-61.0% | $10,886-50.3% |