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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,103 | $104,664+73.0% | $85,688+111.4% | $167,497+8.1% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 11.55% | 21.45%-9.9pp | 21.49%-9.9pp | 478.62%-467.1pp |
| Employer contribution / active EE | $2,750 | $3,337-17.6% | $2,618+5.0% | $4,838-43.2% |
| Participant deferral / active EE | $6,210 | $4,824+28.7% | $3,923+58.3% | $6,341-2.1% |
| Admin fee / account holder | $63,871 | $10,032+536.7% | $6,873+829.3% | $12,310+418.8% |