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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,103 | $104,709+73.0% | $85,705+111.3% | $167,553+8.1% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 11.55% | 21.45%-9.9pp | 21.49%-9.9pp | 478.89%-467.3pp |
| Employer contribution / active EE | $2,750 | $3,338-17.6% | $2,619+5.0% | $4,840-43.2% |
| Participant deferral / active EE | $6,210 | $4,827+28.7% | $3,924+58.3% | $6,343-2.1% |
| Admin fee / account holder | $63,871 | $10,036+536.4% | $6,877+828.8% | $12,316+418.6% |