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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,135 | $102,638+58.0% | $81,982+97.8% | $158,982+2.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 13.02% | 61.05%-48.0pp | 41.31%-28.3pp | 302.99%-290.0pp |
| Employer contribution / active EE | $24,275 | $3,241+649.0% | $2,498+871.6% | $4,763+409.7% |
| Participant deferral / active EE | $67,004 | $4,649+1341.2% | $3,722+1700.0% | $5,983+1019.8% |
| Admin fee / account holder | $45,937 | $8,237+457.7% | $5,665+710.9% | $11,252+308.3% |