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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,468 | $117,904-75.0% | $102,457-71.2% | $145,978-79.8% |
| Participation rate | 72.7% | 78.6%-5.9pp | 76.5%-3.8pp | 80.3%-7.6pp |
| Annual return | 10.19% | 31.80%-21.6pp | 29.41%-19.2pp | 550.52%-540.3pp |
| Employer contribution / active EE | $1,888 | $3,613-47.8% | $3,022-37.5% | $4,662-59.5% |
| Participant deferral / active EE | $3,726 | $5,733-35.0% | $5,054-26.3% | $6,690-44.3% |
| Admin fee / account holder | $658 | $13,329-95.1% | $9,451-93.0% | $13,400-95.1% |