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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,562 | $100,805-82.6% | $86,698-79.7% | $134,532-86.9% |
| Participation rate | 71.4% | 79.0%-7.5pp | 76.6%-5.2pp | 81.2%-9.8pp |
| Annual return | -22.28% | 29.09%-51.4pp | 35.95%-58.2pp | 418.27%-440.5pp |
| Employer contribution / active EE | $2,720 | $3,490-22.1% | $2,837-4.1% | $4,741-42.6% |
| Participant deferral / active EE | $4,623 | $5,339-13.4% | $4,656-0.7% | $6,401-27.8% |
| Admin fee / account holder | $450 | $10,925-95.9% | $7,493-94.0% | $11,429-96.1% |