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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,550 | $180,749-67.6% | $160,784-63.6% | $137,256-57.3% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.0%-27.0pp | 80.0%-30.0pp |
| Annual return | 18.89% | 2234.46%-2215.6pp | 1803.92%-1785.0pp | 220.34%-201.4pp |
| Employer contribution / active EE | $1,931 | $4,155-53.5% | $3,733-48.3% | $4,156-53.5% |
| Participant deferral / active EE | $6,061 | $6,844-11.4% | $6,293-3.7% | $6,407-5.4% |
| Admin fee / account holder | $756 | $10,397-92.7% | $9,717-92.2% | $12,270-93.8% |