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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,680 | $132,634-85.9% | $115,768-83.9% | $137,256-86.4% |
| Participation rate | 23.1% | 77.9%-54.8pp | 74.4%-51.3pp | 80.0%-56.9pp |
| Annual return | 18.62% | 160.70%-142.1pp | 100.46%-81.8pp | 220.34%-201.7pp |
| Employer contribution / active EE | $764 | $3,360-77.3% | $2,940-74.0% | $4,156-81.6% |
| Participant deferral / active EE | $1,986 | $5,619-64.6% | $4,917-59.6% | $6,407-69.0% |
| Admin fee / account holder | $215 | $15,028-98.6% | $12,439-98.3% | $12,270-98.2% |