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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,207 | $99,994-20.8% | $146,643-46.0% | $85,847-7.7% |
| Participation rate | 81.5% | 73.1%+8.4pp | 80.1%+1.4pp | 69.3%+12.2pp |
| Annual return | 18.80% | 18.93%-0.1pp | 22.75%-3.9pp | 318.61%-299.8pp |
| Employer contribution / active EE | $1,588 | $2,559-38.0% | $4,137-61.6% | $2,565-38.1% |
| Participant deferral / active EE | $5,160 | $4,006+28.8% | $5,506-6.3% | $3,952+30.6% |
| Admin fee / account holder | $7,375 | $7,703-4.3% | $10,280-28.3% | $6,261+17.8% |