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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,273 | $83,045-27.4% | $130,045-53.7% | $71,511-15.7% |
| Participation rate | 92.3% | 74.1%+18.2pp | 78.5%+13.8pp | 67.9%+24.4pp |
| Annual return | 61.97% | 20.61%+41.4pp | -137.30%+199.3pp | 28.86%+33.1pp |
| Employer contribution / active EE | $3,301 | $2,623+25.8% | $4,321-23.6% | $2,589+27.5% |
| Participant deferral / active EE | $6,464 | $4,436+45.7% | $5,820+11.1% | $4,291+50.6% |
| Admin fee / account holder | $2,198 | $1,727+27.3% | $10,600-79.3% | $1,588+38.4% |