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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,697 | $107,944+0.7% | $91,994+18.2% | $152,885-28.9% |
| Participation rate | 85.7% | 81.2%+4.5pp | 78.6%+7.1pp | 82.5%+3.3pp |
| Annual return | 24.13% | 89.26%-65.1pp | 69.03%-44.9pp | 345.39%-321.3pp |
| Employer contribution / active EE | $13,524 | $4,210+221.2% | $3,452+291.8% | $4,763+183.9% |
| Participant deferral / active EE | $8,610 | $6,365+35.3% | $5,923+45.4% | $5,851+47.2% |
| Admin fee / account holder | $750 | $10,521-92.9% | $7,743-90.3% | $11,598-93.5% |