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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,283 | $115,903-16.1% | $100,528-3.2% | $158,966-38.8% |
| Participation rate | 88.9% | 81.6%+7.3pp | 79.4%+9.5pp | 82.0%+6.9pp |
| Annual return | 22.01% | 34.80%-12.8pp | 30.90%-8.9pp | 302.95%-280.9pp |
| Employer contribution / active EE | $10,842 | $4,105+164.1% | $3,419+217.1% | $4,762+127.7% |
| Participant deferral / active EE | $7,806 | $6,677+16.9% | $6,271+24.5% | $5,983+30.5% |
| Admin fee / account holder | $567 | $11,000-94.8% | $8,084-93.0% | $11,250-95.0% |